I.             Course Description:

Personal Finance prepares students for successful management of their personal finances. It is a course that addresses the knowledge, skills, attitudes, and behaviors associated with the management of family economics and financial education. A project-based approach will be utilized.

Bring a positive attitude and lots of questions to class every day.  These two things are important components to learning.  As an instructor, I will do my part to make our classroom comfortable and safe.  For a positive classroom climate, we will adhere to the following rules:

1.     Respect – Show respect to the teacher, yourself and fellow students.

2.     Responsibility – Be responsible for your actions; being prepared for class; turning in homework; making up missed assignments; getting help when you do not understand; making arrangements when you need extra help, etc.

3.     Manners – Please use good manners at all times.

4.     MP3s/ Ipods/ Iphones – Are allowed in the classroom during personal work time only.  Otherwise, please have them turned off and out of sight otherwise.  Thanks.

II.           Assessment:

Various assessment tools including worksheets, learning activities, reflection writing assignments and quizzes will be utilized to assess student knowledge. “Life In…” is a family spending plan simulation that emulates the constraints typical American Households encounter when managing their finances which will be used as a part of their final assessment.

Homework: The students will have time in class to work on assignments anything not finished in class will be homework.

Binders: A binder for this class only is required for all students to stress the importance of organization and responsibility. 

Grading:

Quarter grades are calculated on a point system.  In general, tests and projects are worth more total points.

Late Work:

Ideally, all of your work will be turned in on time.  However, there may be circumstances that will prevent you from getting your work in by the due date.  Late work not due to illness will be marked down for every day it is late.

Semester Grade:

Each quarter will be 43% of your semester grade.  The final exam is worth 14% of your semester grade.  Students must pass two of three marking periods and/or exams to earn credit for the semester class.

            III.      Procedures:

Procedures have been established to ensure that all students are adequately prepared for class.  This ensures that students will have the necessary information to be successful.  Procedures will be introduced and practiced throughout the first days of school.